Why do I need a liability insurance?

Private liability insurance is one of the most important insurances: it covers personal and property damage that you cause to a third party and it protects you from claims that are unjustifiably raised against you. In this way it protects you from serious financial consequences.


Although the law does not require you to conclude compulsory private liability insurance, this insurance protection is one of the most important ones.

The conclusion of private liability insurance for private households is warmly recommended. Because, some damage can occur very quickly and it can easily exceed the possibilities of one household. Together with private legal protection insurance you can greatly reduce the everyday liability risks.