{"id":1583,"date":"2022-10-16T21:23:30","date_gmt":"2022-10-16T19:23:30","guid":{"rendered":"https:\/\/www.asfinanz.ch\/?page_id=1583"},"modified":"2024-06-24T18:37:54","modified_gmt":"2024-06-24T16:37:54","slug":"konditionen","status":"publish","type":"page","link":"https:\/\/www.asfinanz.ch\/en\/private-loans\/conditions\/","title":{"rendered":"Conditions"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1583\" class=\"elementor elementor-1583\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-93ea91b ct-section-stretched elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"93ea91b\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-38138b5\" data-id=\"38138b5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-383b323 elementor-position-left elementor-vertical-align-middle elementor-widget elementor-widget-image-box\" data-id=\"383b323\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"25\" height=\"25\" src=\"https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2022\/10\/swissmade.png\" class=\"attachment-full size-full wp-image-1233\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h6 class=\"elementor-image-box-title\"><span style=\"text-align: center;\">AS Finanz GmbH<\/span> is an accredited and certified Swiss provider with a cantonal license for financial intermediation. <\/h6><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-86eeaa0 ct-section-stretched elementor-hidden-desktop elementor-hidden-tablet elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"86eeaa0\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-49a96cf\" data-id=\"49a96cf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c30498c elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"c30498c\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"25\" height=\"25\" src=\"https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2022\/10\/swissmade.png\" class=\"attachment-full size-full wp-image-1233\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h6 class=\"elementor-image-box-title\">AS Finanz GmbH is an accredited and certified Swiss provider with a cantonal license for financial intermediation. <\/h6><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cecade7 ct-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cecade7\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-35d5a2d\" data-id=\"35d5a2d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-547c003 elementor-widget elementor-widget-heading\" data-id=\"547c003\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Private loans\n<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f8d64b5 elementor-widget elementor-widget-spacer\" data-id=\"f8d64b5\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a92cad8 elementor-widget elementor-widget-heading\" data-id=\"a92cad8\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">AS Finanz provides full transparency: all conditions at a glance.\n<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d086a74 elementor-widget elementor-widget-spacer\" data-id=\"d086a74\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-262a857 elementor-widget elementor-widget-image\" data-id=\"262a857\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"669\" height=\"170\" src=\"https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2022\/12\/privatkredite_alle.png\" class=\"attachment-full size-full wp-image-2238\" alt=\"\" srcset=\"https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2022\/12\/privatkredite_alle.png 669w, https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2022\/12\/privatkredite_alle-300x76.png 300w\" sizes=\"(max-width: 669px) 100vw, 669px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a7ef18e elementor-widget elementor-widget-spacer\" data-id=\"a7ef18e\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b0ebeef elementor-widget elementor-widget-menu-anchor\" data-id=\"b0ebeef\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"pagecontent\"><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f141388 elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f141388\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-660a668\" data-id=\"660a668\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7da6fc5 elementor-widget elementor-widget-shortcode\" data-id=\"7da6fc5\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3326\" class=\"elementor elementor-3326\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b02511a ct-section-stretched elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"b02511a\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6b986cf\" data-id=\"6b986cf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b300d67 elementor-widget elementor-widget-ekit-nav-menu\" data-id=\"b300d67\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"ekit-nav-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<nav class=\"ekit-wid-con ekit_menu_responsive_tablet\" \n\t\t\tdata-hamburger-icon=\"\" \n\t\t\tdata-hamburger-icon-type=\"icon\" \n\t\t\tdata-responsive-breakpoint=\"1024\">\n\t\t\t            <button class=\"elementskit-menu-hamburger elementskit-menu-toggler\"  type=\"button\" aria-label=\"hamburger-icon\">\n                                    <span class=\"elementskit-menu-hamburger-icon\"><\/span><span class=\"elementskit-menu-hamburger-icon\"><\/span><span class=\"elementskit-menu-hamburger-icon\"><\/span>\n                            <\/button>\n            <div id=\"ekit-megamenu-inhalt\" class=\"elementskit-menu-container elementskit-menu-offcanvas-elements elementskit-navbar-nav-default ekit-nav-menu-one-page-no ekit-nav-dropdown-hover\"><ul id=\"menu-inhalt\" class=\"elementskit-navbar-nav elementskit-menu-po-left submenu-click-on-icon\"><li id=\"menu-item-3266\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3266 nav-item elementskit-mobile-builder-content\" data-vertical-menu=750px><a href=\"https:\/\/www.asfinanz.ch\/en\/private-loans\/\" class=\"ekit-menu-nav-link\">Private loans<\/a><\/li>\n<li id=\"menu-item-3282\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3282 nav-item elementskit-mobile-builder-content\" data-vertical-menu=750px><a href=\"https:\/\/www.asfinanz.ch\/en\/private-loans\/how-it-works\/\" class=\"ekit-menu-nav-link\">How it works<\/a><\/li>\n<li id=\"menu-item-3267\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3267 nav-item elementskit-mobile-builder-content\" data-vertical-menu=750px><a href=\"https:\/\/www.asfinanz.ch\/en\/private-loans\/faq\/\" class=\"ekit-menu-nav-link\">FAQ<\/a><\/li>\n<li id=\"menu-item-3268\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3268 nav-item elementskit-mobile-builder-content\" data-vertical-menu=750px><a href=\"https:\/\/www.asfinanz.ch\/en\/private-loans\/conditions\/\" class=\"ekit-menu-nav-link\">Conditions<\/a><\/li>\n<li id=\"menu-item-3269\" class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-3269 nav-item elementskit-mobile-builder-content\" data-vertical-menu=750px><a href=\"https:\/\/www.asfinanz.ch\/en\/private-loans\/installment-insurance\/\" class=\"ekit-menu-nav-link\">Installment insurance<\/a><\/li>\n<li id=\"menu-item-4010\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-4010 nav-item elementskit-mobile-builder-content\" data-vertical-menu=750px><a href=\"\/en\/demande-de-credit\/?o=30000&#038;p=48&#038;c=0&#038;g=0\" class=\"ekit-menu-nav-link\">Loan Application<\/a><\/li>\n<\/ul><div class=\"elementskit-nav-identity-panel\">\n\t\t\t\t<div class=\"elementskit-site-title\">\n\t\t\t\t\t<a class=\"elementskit-nav-logo\" href=\"https:\/\/www.asfinanz.ch\/en\" target=\"_self\" rel=\"\">\n\t\t\t\t\t\t<img decoding=\"async\" src=\"\" title=\"\" alt=\"\" \/>\n\t\t\t\t\t<\/a> \n\t\t\t\t<\/div><button class=\"elementskit-menu-close elementskit-menu-toggler\" type=\"button\">X<\/button><\/div><\/div>\t\t\t\n\t\t\t<div class=\"elementskit-menu-overlay elementskit-menu-offcanvas-elements elementskit-menu-toggler ekit-nav-menu--overlay\"><\/div>        <\/nav>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-inner-column elementor-element elementor-element-f5a3b8e\" data-id=\"f5a3b8e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-dab7cb6 elementor-widget elementor-widget-text-editor\" data-id=\"dab7cb6\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>Below you will find all relevant information in one clearly arranged table. Do not hesitate to contact us if you have any additional questions or try to look into the FAQs, perhaps you will find the desired answer there.<\/strong><br \/><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c45703f elementor-widget elementor-widget-spacer\" data-id=\"c45703f\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-658bf0f elementor-widget elementor-widget-text-editor\" data-id=\"658bf0f\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><\/p><table class=\"align-left table\" cellspacing=\"10\" cellpadding=\"0\"><tbody><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" colspan=\"3\" rowspan=\"1\"><h3>Legal requirements for granting private loans<\/h3><\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" valign=\"top\"><b>Minimum years of age<\/b><\/td><td style=\"width: 20px;\" valign=\"top\">\u00a0<\/td><td style=\"width: 270px;\" valign=\"top\">18<\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" valign=\"top\"><b>Maximum years of age<\/b><\/td><td style=\"width: 20px;\" valign=\"top\">\u00a0<\/td><td style=\"width: 270px;\" valign=\"top\">69 (the loan must be completed repaid by the age of 70)<\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" valign=\"top\"><b>Minimum income<\/b><\/td><td style=\"width: 20px;\" valign=\"top\">\u00a0<\/td><td style=\"width: 270px;\" valign=\"top\">CHF 2&#8217;500.00 net<\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" valign=\"top\"><b>Identity card<\/b><\/td><td style=\"width: 20px;\" valign=\"top\">\u00a0<\/td><td style=\"width: 270px;\" valign=\"top\"><ul><li>Swiss passport or ID<\/li><li>Foreign identity document B\/C<\/li><li>Cross-border commuter identity document G<\/li><\/ul><\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" valign=\"top\"><b>Employment relationships\/Earnings<\/b><\/td><td style=\"width: 20px;\" valign=\"top\">\u00a0<\/td><td style=\"width: 270px;\" valign=\"top\"><ul><li>Permanently employed<\/li><li>Temporary employment<\/li><li>Self-employed<\/li><li>Retired, based on old age and survivors insurance\/invalidity insurance (without supplementary benefits)<\/li><\/ul><\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" valign=\"top\"><b>Compulsory execution \/ seizure \/ certificate of losse<\/b><\/td><td style=\"width: 20px;\" valign=\"top\">\u00a0<\/td><td style=\"width: 270px;\" valign=\"top\">No open compulsory execution, garnishments, certificates of loss may be registered.<\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" colspan=\"3\" rowspan=\"1\"><h3>Loan-related information<b><br \/><\/b><\/h3><\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" valign=\"top\"><b>Loan amounts<\/b><\/td><td style=\"width: 20px;\" valign=\"top\">\u00a0<\/td><td style=\"width: 270px;\" valign=\"top\">CHF 3&#8217;000-300&#8217;000<\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" valign=\"top\"><b>Loan life<\/b><\/td><td style=\"width: 20px;\" valign=\"top\">\u00a0<\/td><td style=\"width: 270px;\" valign=\"top\">6-120 months<\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" valign=\"top\"><b>Max. annual percentage rate (including all costs)<\/b><\/td><td style=\"width: 20px;\" valign=\"top\">\u00a0<\/td><td style=\"width: 270px;\" valign=\"top\">From 5.9-9.9%, depending on the individual offer of the loan bank<\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" valign=\"top\"><b>Commission<\/b><\/td><td style=\"width: 20px;\" valign=\"top\">\u00a0<\/td><td style=\"width: 270px;\" valign=\"top\">None.<\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" valign=\"top\"><b>Administrative fee <\/b><\/td><td style=\"width: 20px;\" valign=\"top\">\u00a0<\/td><td style=\"width: 270px;\" valign=\"top\">None.<\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" valign=\"top\"><b>Necessary documents to apply for a private loan<\/b><\/td><td style=\"width: 20px;\" valign=\"top\">\u00a0<\/td><td style=\"width: 270px;\" valign=\"top\"><ul><li>Copy of a valid identity card (Swiss passport, ID or foreign identity document)<\/li><li>Copy of the current payroll accounting slip (in case of hourly wages copies of the last three payroll accounting slips)<\/li><\/ul><\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" valign=\"top\"><b>Waiting period until the loan decision d<\/b><\/td><td style=\"width: 20px;\" valign=\"top\">\u00a0<\/td><td style=\"width: 270px;\" valign=\"top\">24 hours<\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" valign=\"top\"><b>Waiting period until loan disbursement<\/b><\/td><td style=\"width: 20px;\" valign=\"top\">\u00a0<\/td><td style=\"width: 270px;\" valign=\"top\">14 days (waiting period as required by law \u2013 loans starting from 80,000 CHF are paid out directly, as the legal waiting period does not apply in this case)<\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" valign=\"top\"><b>Type of disbursement<\/b><\/td><td style=\"width: 20px;\" valign=\"top\">\u00a0<\/td><td style=\"width: 270px;\" valign=\"top\"><ul><li>Cash disbursement on the bank counter<\/li><li>Transfer to the post or bank account<\/li><\/ul><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8c6e76c elementor-widget elementor-widget-text-editor\" data-id=\"8c6e76c\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-df4635f elementor-hidden-desktop elementor-hidden-tablet elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"df4635f\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-6279382\" data-id=\"6279382\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4bc8b68 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"4bc8b68\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.asfinanz.ch\/privatkredite\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-angle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Private loans<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/so-funktionierts\/#pagecontent\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-angle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">How it works<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/konditionen\/#pagecontent\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-angle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><b>Conditions<\/b><\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/ratenversicherung\/#pagecontent\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-angle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Installment insurance<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/haeufige-fragen\/#pagecontent\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-angle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">FAQ<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"\/loan-request\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-angle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Online application<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-007e47b\" data-id=\"007e47b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7245d39 elementor-widget elementor-widget-text-editor\" data-id=\"7245d39\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong>Below you will find all relevant information in one clearly arranged table. Do not hesitate to contact us if you have any additional questions or try to look into the FAQs, perhaps you will find the desired answer there.<\/strong><br \/><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-56212c9 elementor-widget elementor-widget-spacer\" data-id=\"56212c9\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b058f66 elementor-widget elementor-widget-text-editor\" data-id=\"b058f66\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><\/p><table class=\"align-left table\" cellspacing=\"10\" cellpadding=\"0\"><tbody><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" colspan=\"3\" rowspan=\"1\"><h3>Legal requirements for granting private loans<\/h3><\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" valign=\"top\"><b>Minimum years of age<\/b><\/td><td style=\"width: 20px;\" valign=\"top\">\u00a0<\/td><td style=\"width: 270px;\" valign=\"top\">18<\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" valign=\"top\"><b>Maximum years of age<\/b><\/td><td style=\"width: 20px;\" valign=\"top\">\u00a0<\/td><td style=\"width: 270px;\" valign=\"top\">69 (the loan must be completed repaid by the age of 70)<\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" valign=\"top\"><b>Minimum income<\/b><\/td><td style=\"width: 20px;\" valign=\"top\">\u00a0<\/td><td style=\"width: 270px;\" valign=\"top\">CHF 2&#8217;500.00 net<\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" valign=\"top\"><b>Identity card<\/b><\/td><td style=\"width: 20px;\" valign=\"top\">\u00a0<\/td><td style=\"width: 270px;\" valign=\"top\"><ul><li>Swiss passport or ID<\/li><li>Foreign identity document B\/C\/LG<\/li><li>Cross-border commuter identity document G<\/li><\/ul><\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" valign=\"top\"><b>Employment relationships\/Earnings<\/b><\/td><td style=\"width: 20px;\" valign=\"top\">\u00a0<\/td><td style=\"width: 270px;\" valign=\"top\"><ul><li>Permanently employed<\/li><li>Temporary employment<\/li><li>Self-employed<\/li><li>Retired, based on old age and survivors insurance\/invalidity insurance (without supplementary benefits)<\/li><\/ul><\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" valign=\"top\"><b>Compulsory execution \/ seizure \/ certificate of losse<\/b><\/td><td style=\"width: 20px;\" valign=\"top\">\u00a0<\/td><td style=\"width: 270px;\" valign=\"top\">No open compulsory execution, garnishments, certificates of loss may be registered.<\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" colspan=\"3\" rowspan=\"1\"><h3><br \/>Loan-related information<b><br \/><\/b><\/h3><\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" valign=\"top\"><b>Loan amounts<\/b><\/td><td style=\"width: 20px;\" valign=\"top\">\u00a0<\/td><td style=\"width: 270px;\" valign=\"top\">CHF 3&#8217;000-250&#8217;000<\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" valign=\"top\"><b>Loan life<\/b><\/td><td style=\"width: 20px;\" valign=\"top\">\u00a0<\/td><td style=\"width: 270px;\" valign=\"top\">6-120 months<\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" valign=\"top\"><b>Max. annual percentage rate (including all costs)<\/b><\/td><td style=\"width: 20px;\" valign=\"top\">\u00a0<\/td><td style=\"width: 270px;\" valign=\"top\">From 4.4-9.95%, depending on the individual offer of the loan bank<\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" valign=\"top\"><b>Commission<\/b><\/td><td style=\"width: 20px;\" valign=\"top\">\u00a0<\/td><td style=\"width: 270px;\" valign=\"top\">None.<\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" valign=\"top\"><b>Administrative fee <\/b><\/td><td style=\"width: 20px;\" valign=\"top\">\u00a0<\/td><td style=\"width: 270px;\" valign=\"top\">None.<\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" valign=\"top\"><b>Necessary documents to apply for a private loan<\/b><\/td><td style=\"width: 20px;\" valign=\"top\">\u00a0<\/td><td style=\"width: 270px;\" valign=\"top\"><ul><li>Copy of a valid identity card (Swiss passport, ID or foreign identity document)<\/li><li>Copy of the current payroll accounting slip (in case of hourly wages copies of the last three payroll accounting slips)<\/li><\/ul><\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" valign=\"top\"><b>Waiting period until the loan decision d<\/b><\/td><td style=\"width: 20px;\" valign=\"top\">\u00a0<\/td><td style=\"width: 270px;\" valign=\"top\">24 hours<\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" valign=\"top\"><b>Waiting period until loan disbursement<\/b><\/td><td style=\"width: 20px;\" valign=\"top\">\u00a0<\/td><td style=\"width: 270px;\" valign=\"top\">14 days (waiting period as required by law \u2013 loans starting from 80,000 CHF are paid out directly, as the legal waiting period does not apply in this case)<\/td><\/tr><tr><td class=\"align-left\" style=\"width: 150px; vertical-align: top;\" valign=\"top\"><b>Type of disbursement<\/b><\/td><td style=\"width: 20px;\" valign=\"top\">\u00a0<\/td><td style=\"width: 270px;\" valign=\"top\"><ul><li>Cash disbursement on the bank counter<\/li><li>Transfer to the post or bank account<\/li><\/ul><\/td><\/tr><\/tbody><\/table>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-ea059fb\" data-id=\"ea059fb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-13f8b20 elementor-widget elementor-widget-text-editor\" data-id=\"13f8b20\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><b>In an era of fast living, one has to be able to react fast. Often this cannot be done because of one\u2019s own lacking financial abilities. A private loan will put at your disposal the necessary cash at the best possible conditions, so that you can cease your attractive opportunities or put big plans into action.<\/b><\/p><p>The application possibilities are unlimited. For example, do you want to<\/p><ul><li>buy a car?<\/li><li>buy or reconstruct\/renovate your own home?<\/li><li>undertake a costly education or further education program?<\/li><\/ul><p>In that case you should not put these plans on a shelf,\u00a0<a href=\"\/loan-request\/\">apply for a private loan<\/a>\u00a0now conveniently online. In this way, you shall have at your disposal the financial means that you need and you can choose alone the time period for the loan repayment, with convenient monthly installments.<br \/><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-dd6c720\" data-id=\"dd6c720\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5982a4b elementor-widget elementor-widget-shortcode\" data-id=\"5982a4b\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4017\" class=\"elementor elementor-4017\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bad53db ct-section-stretched elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"bad53db\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-19eae74\" data-id=\"19eae74\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d20ab82 elementor-section-full_width elementor-hidden-mobile elementor-hidden-desktop elementor-hidden-tablet elementor-section-height-default elementor-section-height-default\" data-id=\"d20ab82\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-2dba970\" data-id=\"2dba970\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9aa49f3 elementor-widget elementor-widget-heading\" data-id=\"9aa49f3\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">LOAN REQUEST\n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a7ba646 elementor-widget elementor-widget-shortcode\" data-id=\"a7ba646\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\"><form action=\"https:\/\/www.asfinanz.ch\/en\/wp-json\/ws-form\/v1\/submit\" class=\"wsf-form wsf-form-canvas\" id=\"ws-form-1\" data-id=\"35\" data-instance-id=\"1\" method=\"POST\"><\/form>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6f461db elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"6f461db\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3408d5a\" data-id=\"3408d5a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9eec83a elementor-widget elementor-widget-heading\" data-id=\"9eec83a\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">CREDIT HOTLINE\n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10f13d8 elementor-widget elementor-widget-text-editor\" data-id=\"10f13d8\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Our consultants are available for you daily from 08:30-18:<br><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-83cf5ad elementor-position-left elementor-view-default elementor-mobile-position-top elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"83cf5ad\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-phone-alt\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t043 355 99 44\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-44831eb elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"44831eb\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0a54374\" data-id=\"0a54374\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5f112a4 elementor-widget elementor-widget-heading\" data-id=\"5f112a4\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">LIVE-CHAT<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c39edc0 elementor-widget elementor-widget-text-editor\" data-id=\"c39edc0\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Need help? Chat<br \/>live with our credit professionals?<br \/><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-96e0d73 elementor-widget elementor-widget-button\" data-id=\"96e0d73\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">START CHAT<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-0166611 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"0166611\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-57a6665\" data-id=\"57a6665\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-512548d elementor-widget elementor-widget-heading\" data-id=\"512548d\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">GUARANTEED SERIOUSNESS\n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-beb5164 elementor-widget elementor-widget-text-editor\" data-id=\"beb5164\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>We are a verified provider with the official credit brokerage license issued by:<br \/><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-491689c elementor-widget elementor-widget-image\" data-id=\"491689c\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"865\" height=\"217\" src=\"https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2023\/01\/kaw-zrh.jpg\" class=\"attachment-full size-full wp-image-2887\" alt=\"\" srcset=\"https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2023\/01\/kaw-zrh.jpg 865w, https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2023\/01\/kaw-zrh-300x75.jpg 300w, https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2023\/01\/kaw-zrh-768x193.jpg 768w\" sizes=\"(max-width: 865px) 100vw, 865px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>AS Finanz GmbH is an accredited and certified Swiss provider with a cantonal license for financial intermediation. AS Finanz GmbH is an accredited and certified Swiss provider with a cantonal license for financial intermediation. Private loans AS Finanz provides full transparency: all conditions at a glance. Below you will find all relevant information in one [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":1315,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"blocksy_meta":{"styles_descriptor":{"styles":{"desktop":"","tablet":"","mobile":""},"google_fonts":[],"version":6}},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Conditions - AS Finanz GmbH<\/title>\n<meta name=\"description\" content=\"Entdecken Sie die Bedingungen f\u00fcr unsere Kreditangebote auf unserer Seite. Verstehen Sie die Details f\u00fcr den Zugang zu unseren L\u00f6sungen.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.asfinanz.ch\/en\/private-loans\/conditions\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"[:de]Konditionen[:en]Conditions[:it]Condizioni[:fr]Conditions[:pt]Condi\u00e7\u00f5es[:] - AS Finanz GmbH\" \/>\n<meta property=\"og:description\" content=\"Entdecken Sie die Bedingungen f\u00fcr unsere Kreditangebote auf unserer Seite. Verstehen Sie die Details f\u00fcr den Zugang zu unseren L\u00f6sungen.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.asfinanz.ch\/en\/private-loans\/conditions\/\" \/>\n<meta property=\"og:site_name\" content=\"AS Finanz GmbH\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/barkredit\" \/>\n<meta property=\"article:modified_time\" content=\"2024-06-24T16:37:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2022\/10\/swissmade.png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:site\" content=\"@asfinanz\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"16 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.asfinanz.ch\/en\/private-loans\/conditions\/\",\"url\":\"https:\/\/www.asfinanz.ch\/en\/private-loans\/conditions\/\",\"name\":\"[:de]Konditionen[:en]Conditions[:it]Condizioni[:fr]Conditions[:pt]Condi\u00e7\u00f5es[:] - AS Finanz GmbH\",\"isPartOf\":{\"@id\":\"https:\/\/www.asfinanz.ch\/de\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.asfinanz.ch\/en\/private-loans\/conditions\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.asfinanz.ch\/en\/private-loans\/conditions\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2022\/10\/swissmade.png\",\"datePublished\":\"2022-10-16T19:23:30+00:00\",\"dateModified\":\"2024-06-24T16:37:54+00:00\",\"description\":\"Entdecken Sie die Bedingungen f\u00fcr unsere Kreditangebote auf unserer Seite. Verstehen Sie die Details f\u00fcr den Zugang zu unseren L\u00f6sungen.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.asfinanz.ch\/en\/private-loans\/conditions\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.asfinanz.ch\/en\/private-loans\/conditions\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.asfinanz.ch\/en\/private-loans\/conditions\/#primaryimage\",\"url\":\"https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2022\/10\/swissmade.png\",\"contentUrl\":\"https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2022\/10\/swissmade.png\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.asfinanz.ch\/en\/private-loans\/conditions\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Startseite\",\"item\":\"https:\/\/www.asfinanz.ch\/de\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Private loans\",\"item\":\"https:\/\/www.asfinanz.ch\/en\/private-loans\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Conditions\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.asfinanz.ch\/de\/#website\",\"url\":\"https:\/\/www.asfinanz.ch\/de\/\",\"name\":\"asfinanz.ch\",\"description\":\"Die AS Finanz GmbH, gegr\u00fcndet im Jahr 2006, geh\u00f6rt heute zu den f\u00fchrenden Vermittlern von g\u00fcnstigen Privatkrediten in der Schweiz.\",\"publisher\":{\"@id\":\"https:\/\/www.asfinanz.ch\/de\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.asfinanz.ch\/de\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.asfinanz.ch\/de\/#organization\",\"name\":\"asfinanz.ch\",\"url\":\"https:\/\/www.asfinanz.ch\/de\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.asfinanz.ch\/de\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2022\/12\/asfinanz_logo_WEB.png\",\"contentUrl\":\"https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2022\/12\/asfinanz_logo_WEB.png\",\"width\":830,\"height\":285,\"caption\":\"asfinanz.ch\"},\"image\":{\"@id\":\"https:\/\/www.asfinanz.ch\/de\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/barkredit\",\"https:\/\/x.com\/asfinanz\",\"https:\/\/vimeo.com\/user36842987\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"[:de]Konditionen[:en]Conditions[:it]Condizioni[:fr]Conditions[:pt]Condi\u00e7\u00f5es[:] - AS Finanz GmbH","description":"Entdecken Sie die Bedingungen f\u00fcr unsere Kreditangebote auf unserer Seite. Verstehen Sie die Details f\u00fcr den Zugang zu unseren L\u00f6sungen.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.asfinanz.ch\/en\/private-loans\/conditions\/","og_locale":"en_US","og_type":"article","og_title":"[:de]Konditionen[:en]Conditions[:it]Condizioni[:fr]Conditions[:pt]Condi\u00e7\u00f5es[:] - AS Finanz GmbH","og_description":"Entdecken Sie die Bedingungen f\u00fcr unsere Kreditangebote auf unserer Seite. Verstehen Sie die Details f\u00fcr den Zugang zu unseren L\u00f6sungen.","og_url":"https:\/\/www.asfinanz.ch\/en\/private-loans\/conditions\/","og_site_name":"AS Finanz GmbH","article_publisher":"https:\/\/www.facebook.com\/barkredit","article_modified_time":"2024-06-24T16:37:54+00:00","og_image":[{"url":"https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2022\/10\/swissmade.png"}],"twitter_card":"summary_large_image","twitter_site":"@asfinanz","twitter_misc":{"Est. reading time":"16 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.asfinanz.ch\/en\/private-loans\/conditions\/","url":"https:\/\/www.asfinanz.ch\/en\/private-loans\/conditions\/","name":"[:de]Konditionen[:en]Conditions[:it]Condizioni[:fr]Conditions[:pt]Condi\u00e7\u00f5es[:] - AS Finanz GmbH","isPartOf":{"@id":"https:\/\/www.asfinanz.ch\/de\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.asfinanz.ch\/en\/private-loans\/conditions\/#primaryimage"},"image":{"@id":"https:\/\/www.asfinanz.ch\/en\/private-loans\/conditions\/#primaryimage"},"thumbnailUrl":"https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2022\/10\/swissmade.png","datePublished":"2022-10-16T19:23:30+00:00","dateModified":"2024-06-24T16:37:54+00:00","description":"Entdecken Sie die Bedingungen f\u00fcr unsere Kreditangebote auf unserer Seite. Verstehen Sie die Details f\u00fcr den Zugang zu unseren L\u00f6sungen.","breadcrumb":{"@id":"https:\/\/www.asfinanz.ch\/en\/private-loans\/conditions\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.asfinanz.ch\/en\/private-loans\/conditions\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.asfinanz.ch\/en\/private-loans\/conditions\/#primaryimage","url":"https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2022\/10\/swissmade.png","contentUrl":"https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2022\/10\/swissmade.png"},{"@type":"BreadcrumbList","@id":"https:\/\/www.asfinanz.ch\/en\/private-loans\/conditions\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Startseite","item":"https:\/\/www.asfinanz.ch\/de\/"},{"@type":"ListItem","position":2,"name":"Private loans","item":"https:\/\/www.asfinanz.ch\/en\/private-loans\/"},{"@type":"ListItem","position":3,"name":"Conditions"}]},{"@type":"WebSite","@id":"https:\/\/www.asfinanz.ch\/de\/#website","url":"https:\/\/www.asfinanz.ch\/de\/","name":"asfinanz.ch","description":"Die AS Finanz GmbH, gegr\u00fcndet im Jahr 2006, geh\u00f6rt heute zu den f\u00fchrenden Vermittlern von g\u00fcnstigen Privatkrediten in der Schweiz.","publisher":{"@id":"https:\/\/www.asfinanz.ch\/de\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.asfinanz.ch\/de\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.asfinanz.ch\/de\/#organization","name":"asfinanz.ch","url":"https:\/\/www.asfinanz.ch\/de\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.asfinanz.ch\/de\/#\/schema\/logo\/image\/","url":"https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2022\/12\/asfinanz_logo_WEB.png","contentUrl":"https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2022\/12\/asfinanz_logo_WEB.png","width":830,"height":285,"caption":"asfinanz.ch"},"image":{"@id":"https:\/\/www.asfinanz.ch\/de\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/barkredit","https:\/\/x.com\/asfinanz","https:\/\/vimeo.com\/user36842987"]}]}},"_links":{"self":[{"href":"https:\/\/www.asfinanz.ch\/en\/wp-json\/wp\/v2\/pages\/1583"}],"collection":[{"href":"https:\/\/www.asfinanz.ch\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.asfinanz.ch\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.asfinanz.ch\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.asfinanz.ch\/en\/wp-json\/wp\/v2\/comments?post=1583"}],"version-history":[{"count":95,"href":"https:\/\/www.asfinanz.ch\/en\/wp-json\/wp\/v2\/pages\/1583\/revisions"}],"predecessor-version":[{"id":11304,"href":"https:\/\/www.asfinanz.ch\/en\/wp-json\/wp\/v2\/pages\/1583\/revisions\/11304"}],"up":[{"embeddable":true,"href":"https:\/\/www.asfinanz.ch\/en\/wp-json\/wp\/v2\/pages\/1315"}],"wp:attachment":[{"href":"https:\/\/www.asfinanz.ch\/en\/wp-json\/wp\/v2\/media?parent=1583"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}