{"id":6756,"date":"2023-07-18T12:57:41","date_gmt":"2023-07-18T10:57:41","guid":{"rendered":"https:\/\/www.asfinanz.ch\/de\/?page_id=6756"},"modified":"2024-09-19T17:27:42","modified_gmt":"2024-09-19T15:27:42","slug":"kmu-kredite-2-3-2-2","status":"publish","type":"page","link":"https:\/\/www.asfinanz.ch\/pt\/refinanciar-dividas-de-cartao-de-credito\/","title":{"rendered":"Refinanciar d\u00edvidas de cart\u00e3o de cr\u00e9dito"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"6756\" class=\"elementor elementor-6756\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-93ea91b ct-section-stretched elementor-hidden-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"93ea91b\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-38138b5\" data-id=\"38138b5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-383b323 elementor-position-left elementor-vertical-align-middle elementor-widget elementor-widget-image-box\" data-id=\"383b323\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"25\" height=\"25\" src=\"https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2022\/10\/swissmade.png\" class=\"attachment-full size-full wp-image-1233\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h6 class=\"elementor-image-box-title\">AS Finanz GmbH \u00e9 uma corretora su\u00ed\u00e7a testada e certificada, com licen\u00e7a do cant\u00e3o (distrito) para intermedia\u00e7\u00e3o de cr\u00e9dito. <\/h6><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cb580b7 ct-section-stretched elementor-hidden-desktop elementor-hidden-tablet elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cb580b7\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-e29d4a9\" data-id=\"e29d4a9\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d8e8ebb elementor-position-top elementor-widget elementor-widget-image-box\" data-id=\"d8e8ebb\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"image-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-image-box-wrapper\"><figure class=\"elementor-image-box-img\"><img decoding=\"async\" width=\"25\" height=\"25\" src=\"https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2022\/10\/swissmade.png\" class=\"attachment-full size-full wp-image-1233\" alt=\"\" \/><\/figure><div class=\"elementor-image-box-content\"><h6 class=\"elementor-image-box-title\">AS Finanz GmbH \u00e9 uma corretora su\u00ed\u00e7a testada e certificada, com licen\u00e7a do cant\u00e3o (distrito) para intermedia\u00e7\u00e3o de cr\u00e9dito. <\/h6><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cecade7 ct-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cecade7\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-66 elementor-top-column elementor-element elementor-element-35d5a2d\" data-id=\"35d5a2d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-547c003 elementor-widget elementor-widget-heading\" data-id=\"547c003\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Refinanciar d\u00edvidas de cart\u00f5es de cr\u00e9dito de forma eficiente\n\n<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f8d64b5 elementor-widget elementor-widget-spacer\" data-id=\"f8d64b5\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-02456f9 elementor-widget elementor-widget-heading\" data-id=\"02456f9\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">PEDIDO DE CR\u00c9DITO\n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-24481bd elementor-hidden-mobile elementor-widget elementor-widget-shortcode\" data-id=\"24481bd\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\"><form action=\"https:\/\/www.asfinanz.ch\/pt\/wp-json\/ws-form\/v1\/submit\" class=\"wsf-form wsf-form-canvas\" id=\"ws-form-1\" data-id=\"26\" data-instance-id=\"1\" method=\"POST\"><\/form>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9afc271 elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-shortcode\" data-id=\"9afc271\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\"><form action=\"https:\/\/www.asfinanz.ch\/pt\/wp-json\/ws-form\/v1\/submit\" class=\"wsf-form wsf-form-canvas\" id=\"ws-form-2\" data-id=\"26\" data-instance-id=\"2\" method=\"POST\"><\/form>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b06985c elementor-widget elementor-widget-spacer\" data-id=\"b06985c\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bb287a3 elementor-widget elementor-widget-heading\" data-id=\"bb287a3\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">As vantagens do refinanciamento de d\u00edvidas de cart\u00e3o de cr\u00e9dito\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a92cad8 elementor-widget elementor-widget-heading\" data-id=\"a92cad8\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<p class=\"elementor-heading-title elementor-size-default\">Os cart\u00f5es de cr\u00e9dito s\u00e3o uma ferramenta extremamente pr\u00e1tica no nosso mundo moderno. Permitem pagamentos r\u00e1pidos, f\u00e1ceis e seguros - seja online ou offline, local ou internacionalmente. No entanto, como qualquer ferramenta financeira, o uso de cart\u00f5es de cr\u00e9dito tamb\u00e9m acarreta riscos.\n<\/p>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c3e8622 elementor-widget elementor-widget-button\" data-id=\"c3e8622\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/aplicacao-de-credito\/?b=30000&#038;l=48&#038;c=0&#038;g=0%20%20\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-caret-square-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Quitar o empr\u00e9stimo agora <\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d086a74 elementor-widget elementor-widget-spacer\" data-id=\"d086a74\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-262a857 elementor-widget elementor-widget-image\" data-id=\"262a857\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"2560\" height=\"1707\" src=\"https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2023\/07\/pexels-pixabay-259200-scaled.jpg\" class=\"attachment-full size-full wp-image-6754\" alt=\"\" srcset=\"https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2023\/07\/pexels-pixabay-259200-scaled.jpg 2560w, https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2023\/07\/pexels-pixabay-259200-300x200.jpg 300w, https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2023\/07\/pexels-pixabay-259200-1024x683.jpg 1024w, https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2023\/07\/pexels-pixabay-259200-768x512.jpg 768w, https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2023\/07\/pexels-pixabay-259200-1536x1024.jpg 1536w, https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2023\/07\/pexels-pixabay-259200-2048x1365.jpg 2048w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a7ef18e elementor-widget elementor-widget-spacer\" data-id=\"a7ef18e\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a222293 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"a222293\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">D\u00edvida de cart\u00e3o de cr\u00e9dito: O problema\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f141388 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f141388\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-f5a3b8e\" data-id=\"f5a3b8e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-bfb2408 elementor-widget elementor-widget-text-editor\" data-id=\"bfb2408\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">Os cart\u00f5es de cr\u00e9dito oferecem enormes vantagens: pagamentos r\u00e1pidos e f\u00e1ceis, aceita\u00e7\u00e3o mundial e, muitas vezes, at\u00e9 programas de recompensas que fornecem incentivos para o seu uso. Infelizmente, tamb\u00e9m podem levar a dificuldades financeiras. Isso se deve principalmente \u00e0 forma como os cart\u00f5es de cr\u00e9dito funcionam.<\/p><p>Os cart\u00f5es de cr\u00e9dito s\u00e3o essencialmente um empr\u00e9stimo de curto prazo. Toda vez que voc\u00ea paga algo com um cart\u00e3o de cr\u00e9dito, est\u00e1 pedindo dinheiro emprestado ao banco, que voc\u00ea deve devolver no final do per\u00edodo de fatura\u00e7\u00e3o. Se n\u00e3o o fizer, come\u00e7ar\u00e1 a pagar juros sobre o valor em aberto.<\/p><p><strong>E aqui est\u00e1 o problema<\/strong>: as taxas de juros dos cart\u00f5es de cr\u00e9dito costumam ser muito altas. N\u00e3o \u00e9 incomum que ultrapassem 10% ou mais. Se voc\u00ea n\u00e3o pagar sua fatura de cart\u00e3o de cr\u00e9dito na totalidade no final do m\u00eas, o encargo dos juros pode aumentar rapidamente e sua d\u00edvida pode crescer exponencialmente.<\/p><p><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ae2f623 elementor-widget elementor-widget-button\" data-id=\"ae2f623\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/aplicacao-de-credito\/?b=30000&#038;l=48&#038;c=0&#038;g=0%20%20\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-caret-square-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Refinanciar a d\u00edvida do cart\u00e3o de cr\u00e9dito<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a8987b1 elementor-widget elementor-widget-spacer\" data-id=\"a8987b1\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ef2d24 elementor-widget elementor-widget-text-editor\" data-id=\"9ef2d24\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">A boa not\u00edcia \u00e9 que existe uma solu\u00e7\u00e3o: refinanciar a d\u00edvida de cart\u00f5es de cr\u00e9dito. Isto pode ser feito atrav\u00e9s de um cr\u00e9dito pessoal, que oferece v\u00e1rias vantagens:<\/p><p><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2c419d0 elementor-widget elementor-widget-accordion\" data-id=\"2c419d0\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-4641\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-4641\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Taxas de juros mais baixas<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-4641\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-4641\"><p>As taxas de juros para cr\u00e9ditos pessoais s\u00e3o geralmente significativamente mais baixas do que as dos cart\u00f5es de cr\u00e9dito. Isso significa que voc\u00ea paga menos juros sobre o montante que empresta, permitindo-lhe economizar uma quantia consider\u00e1vel de dinheiro.<\/p><p><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-4642\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-4642\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Pagamentos mensais fixos<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-4642\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-4642\"><p>Com um cr\u00e9dito pessoal, voc\u00ea sabe exatamente quanto precisa pagar a cada m\u00eas. Isso oferece seguran\u00e7a no planejamento e facilita a gest\u00e3o do or\u00e7amento.<\/p><p><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-4643\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-4643\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><i class=\"fas fa-plus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><i class=\"fas fa-minus\"><\/i><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Flexibilidade<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<div id=\"elementor-tab-content-4643\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-4643\"><p>Com um cr\u00e9dito pessoal, voc\u00ea pode muitas vezes definir o prazo e o pagamento mensal. Isso permite que voc\u00ea escolha um plano de pagamento que se adapte \u00e0 sua situa\u00e7\u00e3o financeira.<\/p><p><\/p><\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-735e6c9 elementor-widget elementor-widget-button\" data-id=\"735e6c9\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-size-sm\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-caret-square-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fe3a2eb elementor-widget elementor-widget-spacer\" data-id=\"fe3a2eb\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ce1474d elementor-widget elementor-widget-heading\" data-id=\"ce1474d\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">AS Finanz: O seu parceiro na refinanciamento\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da11bbe elementor-widget elementor-widget-text-editor\" data-id=\"da11bbe\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">Um parceiro importante que pode ajud\u00e1-lo a refinanciar a sua d\u00edvida de cart\u00e3o de cr\u00e9dito \u00e9 a AS Finanz. A AS Finanz \u00e9 um prestador de servi\u00e7os financeiros experiente e competente que responde \u00e0s necessidades dos seus clientes e oferece solu\u00e7\u00f5es personalizadas.<\/p><p>Quer pretenda refinanciar as suas d\u00edvidas de cart\u00e3o de cr\u00e9dito ou outras d\u00edvidas, a AS Finanz pode ajud\u00e1-lo. Com taxas de juros atrativas e prazos flex\u00edveis, a AS Finanz pode oferecer-lhe um cr\u00e9dito que se adapta \u00e0 sua situa\u00e7\u00e3o financeira.<\/p><p>Al\u00e9m disso, a AS Finanz valoriza a transpar\u00eancia e a justi\u00e7a. N\u00e3o h\u00e1 taxas ou custos ocultos, e a equipa da AS Finanz ir\u00e1 gui\u00e1-lo durante todo o processo, ajudando-o com quaisquer perguntas ou preocupa\u00e7\u00f5es.<\/p><p><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eb81209 elementor-widget elementor-widget-button\" data-id=\"eb81209\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/aplicacao-de-credito\/?b=30000&#038;l=48&#038;c=0&#038;g=0%20%20\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-caret-square-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Quitar o empr\u00e9stimo agora <\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54ed0fb elementor-widget elementor-widget-image\" data-id=\"54ed0fb\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2023\/07\/pexels-pixabay-164571-1024x683.jpg\" class=\"attachment-large size-large wp-image-6755\" alt=\"\" srcset=\"https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2023\/07\/pexels-pixabay-164571-1024x683.jpg 1024w, https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2023\/07\/pexels-pixabay-164571-300x200.jpg 300w, https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2023\/07\/pexels-pixabay-164571-768x512.jpg 768w, https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2023\/07\/pexels-pixabay-164571-1536x1024.jpg 1536w, https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2023\/07\/pexels-pixabay-164571-2048x1365.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ffd2f8 elementor-widget elementor-widget-spacer\" data-id=\"9ffd2f8\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c56be94 elementor-widget elementor-widget-heading\" data-id=\"c56be94\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">O processo de refinanciamento: Uma vis\u00e3o geral\n\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bec2b4f elementor-widget elementor-widget-text-editor\" data-id=\"bec2b4f\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">O processo de refinanciamento das d\u00edvidas de cart\u00f5es de cr\u00e9dito \u00e9 relativamente simples. Ele come\u00e7a com uma avalia\u00e7\u00e3o minuciosa da sua situa\u00e7\u00e3o financeira atual. Qual \u00e9 o valor da sua d\u00edvida de cart\u00e3o de cr\u00e9dito? Quais s\u00e3o as taxas de juros que est\u00e1 a pagar? Quanto pode pagar mensalmente?<\/p><p>Com base nessas informa\u00e7\u00f5es, voc\u00ea pode decidir se o refinanciamento \u00e9 uma boa op\u00e7\u00e3o e, em caso afirmativo, qual o tipo de cr\u00e9dito que melhor se adapta \u00e0 sua situa\u00e7\u00e3o. A AS Finanz pode ajud\u00e1-lo a tomar essas decis\u00f5es e a orient\u00e1-lo no processo de solicita\u00e7\u00e3o de um cr\u00e9dito.<\/p><p>Depois de o cr\u00e9dito ser aprovado, voc\u00ea poder\u00e1 usar o dinheiro para pagar as d\u00edvidas do cart\u00e3o de cr\u00e9dito. A seguir, pagar\u00e1 o cr\u00e9dito em presta\u00e7\u00f5es mensais fixas at\u00e9 que o montante esteja totalmente liquidado.<\/p><p><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fa4b575 elementor-widget elementor-widget-button\" data-id=\"fa4b575\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/aplicacao-de-credito\/?b=30000&#038;l=48&#038;c=0&#038;g=0%20%20\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-caret-square-right\"><\/i>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Refinanciar cart\u00e3o de cr\u00e9dito<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c8efa0d elementor-widget elementor-widget-spacer\" data-id=\"c8efa0d\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a55f598 elementor-widget elementor-widget-heading\" data-id=\"a55f598\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Conclus\u00e3o: Aja cedo\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d479726 elementor-widget elementor-widget-text-editor\" data-id=\"d479726\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">Refinanciar a d\u00edvida do cart\u00e3o de cr\u00e9dito pode ser uma forma eficaz de gerir as suas finan\u00e7as e reduzir as suas d\u00edvidas. Quanto mais cedo agir, melhor: o refinanciamento pode ajud\u00e1-lo a evitar pagamentos de juros elevados e a liquidar as suas d\u00edvidas mais rapidamente.<\/p><p>Com um parceiro como a AS Finanz ao seu lado, voc\u00ea tem a oportunidade de melhorar a sua situa\u00e7\u00e3o financeira e avan\u00e7ar em dire\u00e7\u00e3o a um futuro livre de d\u00edvidas. N\u00e3o hesite em dar este importante passo \u2013 neste caso, o tempo realmente \u00e9 dinheiro que voc\u00ea pode economizar!<\/p><p><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7af0329 elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"7af0329\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"mailto:info@asfinanz.ch\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"far fa-envelope\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">info@asfinanz.ch<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"tel:043%20355%2099%2044\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-phone-alt\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">043 355 99 44<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-top-column elementor-element elementor-element-dd6c720\" data-id=\"dd6c720\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a97af99 elementor-widget elementor-widget-shortcode\" data-id=\"a97af99\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\">\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4017\" class=\"elementor elementor-4017\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bad53db ct-section-stretched elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"bad53db\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-19eae74\" data-id=\"19eae74\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d20ab82 elementor-section-full_width elementor-hidden-mobile elementor-hidden-desktop elementor-hidden-tablet elementor-section-height-default elementor-section-height-default\" data-id=\"d20ab82\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-2dba970\" data-id=\"2dba970\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9aa49f3 elementor-widget elementor-widget-heading\" data-id=\"9aa49f3\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">PEDIDO DE CR\u00c9DITO\n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a7ba646 elementor-widget elementor-widget-shortcode\" data-id=\"a7ba646\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-shortcode\"><form action=\"https:\/\/www.asfinanz.ch\/pt\/wp-json\/ws-form\/v1\/submit\" class=\"wsf-form wsf-form-canvas\" id=\"ws-form-3\" data-id=\"35\" data-instance-id=\"3\" method=\"POST\"><\/form>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-6f461db elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"6f461db\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3408d5a\" data-id=\"3408d5a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9eec83a elementor-widget elementor-widget-heading\" data-id=\"9eec83a\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">LINHA DE CR\u00c9DITO\n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10f13d8 elementor-widget elementor-widget-text-editor\" data-id=\"10f13d8\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Os nossos conselheiros est\u00e3o \u00e0 sua disposi\u00e7\u00e3o diariamente das 08:30 \u00e0s 18 horas:<br><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-83cf5ad elementor-position-left elementor-view-default elementor-mobile-position-top elementor-vertical-align-top elementor-widget elementor-widget-icon-box\" data-id=\"83cf5ad\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon elementor-animation-\">\n\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-phone-alt\"><\/i>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h3 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\t043 355 99 44\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-44831eb elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"44831eb\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-0a54374\" data-id=\"0a54374\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5f112a4 elementor-widget elementor-widget-heading\" data-id=\"5f112a4\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">LIVE-CHAT<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c39edc0 elementor-widget elementor-widget-text-editor\" data-id=\"c39edc0\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Precisa de ajuda? Conversa<br \/>em direto com os nossos profissionais de cr\u00e9dito?<br \/><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-96e0d73 elementor-widget elementor-widget-button\" data-id=\"96e0d73\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">INICIAR CHAT<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-0166611 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"0166611\" data-element_type=\"section\" data-settings=\"{&quot;ekit_has_onepagescroll_dot&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-57a6665\" data-id=\"57a6665\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-512548d elementor-widget elementor-widget-heading\" data-id=\"512548d\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">SERIEDADE GARANTIDA\n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-beb5164 elementor-widget elementor-widget-text-editor\" data-id=\"beb5164\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Somos um fornecedor verificado com a licen\u00e7a oficial de corretagem de cr\u00e9dito emitida pela:<br \/><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-491689c elementor-widget elementor-widget-image\" data-id=\"491689c\" data-element_type=\"widget\" data-settings=\"{&quot;ekit_we_effect_on&quot;:&quot;none&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"865\" height=\"217\" src=\"https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2023\/01\/kaw-zrh.jpg\" class=\"attachment-full size-full wp-image-2887\" alt=\"\" srcset=\"https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2023\/01\/kaw-zrh.jpg 865w, https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2023\/01\/kaw-zrh-300x75.jpg 300w, https:\/\/www.asfinanz.ch\/wp-content\/uploads\/2023\/01\/kaw-zrh-768x193.jpg 768w\" sizes=\"(max-width: 865px) 100vw, 865px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>AS Finanz GmbH \u00e9 uma corretora su\u00ed\u00e7a testada e certificada, com licen\u00e7a do cant\u00e3o (distrito) para intermedia\u00e7\u00e3o de cr\u00e9dito. AS Finanz GmbH \u00e9 uma corretora su\u00ed\u00e7a testada e certificada, com licen\u00e7a do cant\u00e3o (distrito) para intermedia\u00e7\u00e3o de cr\u00e9dito. Refinanciar d\u00edvidas de cart\u00f5es de cr\u00e9dito de forma eficiente PEDIDO DE CR\u00c9DITO As vantagens do refinanciamento de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":6754,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"blocksy_meta":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Senken Sie Kreditkartenschulden mit AS Finanz Refinanzierung!<\/title>\n<meta name=\"description\" content=\"Kreditkartenschulden k\u00f6nnen richtig teuer werden! Mit einem Kredit von AS Finanz k\u00f6nnen Sie Ihre Kreditkarte abl\u00f6sen &amp; sparen. 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