Business loan: fund growth, not slow it down.

Whether it's working capital, an investment, or a short-term cash-flow gap — with a business loan in Switzerland from CHF 50'000, you finance your company without giving up equity and without months of bank negotiations.

  • From CHF 50'000 — for GmbH and AG
  • No equity stake, no say in the business — it stays your company
  • Personal advice instead of an anonymous loan portal
Request an SME loanNo obligation
CHF 50'000
CHF 50'000CHF 1'000'000
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Terms at a glance

As of July 2026
Loan amountfrom CHF 50'000
Term6 – 60 months
Max. annual interest rate5% – 12% including all loan costs
Legal formGmbH, AG
UseWorking capital, investments, liquidity, growth
PayoutDirectly to your business account after review

The concrete comparison

Business loan or a classic bank loan?

Your house bank often demands collateral and weeks for a decision — an arranged business loan is faster.

Business loanHouse bank
DecisionFast, after document reviewOften several weeks
CollateralDepends on the situationAlways required
Say in the businessNone — your company, your decisionSometimes covenants and conditions
Point of contactPersonal, independentChanging case handlers
FocusAlso for short-term gapsUsually only larger projects

How it works

Three steps to your business loan.

1

Share the key figures

Tell us the loan amount, purpose, and legal form — it takes a few minutes, with no obligation.

a few minutes
2

Document review

We review the last two annual financial statements, account and VAT statements, and get back to you with an offer.

document review
3

Receive the capital

Once approved, the amount is paid into your business account — ready for the next step.

payout

Frequently asked questions

About the business loan.

Which companies qualify for an SME loan?
Registered companies with at least two years of business activity, annual revenue of at least CHF 100'000, positive ongoing EBIT, and positive equity.
What documents do I need for the SME loan?
A copy of the ID of the person with signing authority, the last two annual financial statements, six months of company account statements, and the MWST and social insurance statements for the last six months.
Do I have to give up company shares to get an SME loan?
No. The SME loan is debt capital — you retain full control and give up neither shares nor voting rights.
What rules out SME financing?
Open debt collection proceedings or certificates of unpaid debt against the company or its owners, in particular unexplained open claims over CHF 5'000.

Move your business forward.

Apply in a few minutes — free, non-binding, and discreet.